My payer asks me about ICA and IAT number. The Retrieval Reference Number is used with other key data elements to identify and track all messages related to a given cardholder transaction. Introduction of a unique PAR allows all participants in the payments chain to have a single, non-sensitive reference value assigned to a payment account, re-enabling monitoring and tracking of all activity related to that underlying payment account. It is usually assigned by the acquirer, but it may be assigned by a merchant or by an individual electronic terminal. We are actively updating this site to accommodate AA compliance for accessibility. One PAR for life of account to tie together all physical and virtual versions of the “card”. It is usually assigned by the acquirer, but it may be assigned by a merchant or by an individual electronic terminal. Because STANs are six digit codes, they are not truly unique. Introduction of a unique PAR allows all participants in the payments chain to have a single, non-sensitive reference value assigned to a payment account, re-enabling monitoring and tracking of all activity related to that underlying payment account. ICA (for Mastercard) and Acquiring BIN (for Visa) are identifications of the Acquirer (the financial institution who is in charge of providing card processing services to merchants,directly or through his agents : PSP,Processors or Payment Facilitators). An example of when you might see this status is when the refund occurs before the actual charge has been settled with the bank. PAR allows for the removal of sensitive PAN Data from multiple systems so there is no need to de-sensitize payment details that is currently used for non-payment related purposes. The ARN can be found in your Stripe Dashboard within the refund under the Timeline section: ARN is available: The ARN will display within the refund. An Acquirer Reference Number (ARN) is a unique number assigned to a credit card transaction as it moves through the payment flow. ARN isn’t available for this refund: The ARN will be unavailable when it is not available or supported for the refund. ARN is processing: The ARN will show as processing when the refund has been created, but we have not finished processing the refund. A System Trace Audit Number (STAN) is a number generated by the cardholder bank that can be used to identify a transaction. CVV or iCVV invalid and Visa has acted on the negative results. ICA (for Mastercard) and Acquiring BIN (for Visa) are identifications of the Acquirer (the financial institution who is in charge of providing card processing services to merchants ,directly or through his agents : PSP,Processors or Payment Facilitators). A reference number is a unique identifier assigned to any financial transaction including those made using a credit or debit card.
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