Disclaimer: The insurance products on Insure.com are from companies from which QuinStreet may receive compensation. Policy limitations and exclusions apply. Children are covered at no additional cost, and no health questions are required, Cancer benefits can be excluded to ease bundling with a stand-alone cancer insurance plan, Attained-age or issue-age rates available. Provides benefits to employees for more than 40 different accidental injuries requiring treatment, urgent care, or hospitalization, including common injuries such as burns and fractures, or services during treatment and recovery such as ambulance, physical therapy, and X-rays. Three plan levels are available to offer coverage that fits your budget and your employees’ needs. No lifetime maximum. Traveling abroad? © 2020, The Guardian Life Insurance Company of America, New York, NY. In New York State, Critical Illness is referred to as Specified Disease. Key features: Lump-sum benefits available up to $50,000 with guaranteed issue amounts available starting at 25 lives, Benefit options allow you to select the coverage that best meets your needs, Pays for the first occurrence of a critical illness while insured with the option to include recurrence benefits. The Guardian Health Insurance Company offers employee benefit programs suited to small and medium-sized businesses in the United States. Insure.com is a part of the Insurance.com family. This policy provides limited hospital insurance only. Benefits through my employer; Employers offering benefits to their employees; Employee benefits brokers It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The insurance industry has faced tremendous changes in traditional healthcare benefits. Now more than ever, employees are forced to consider if they have enough health insurance, and if not, what coverage could fill in the gaps to help insulate them from devastating medical bills.

This policy provides limited benefits health insurance only. For the fiscal year 2007, the company reported $7.4 billion in sales and $39.5 billion in assets. Specializing in the small to mid-size business market, Guardian's group business unit serves more than 120,000 employers and six million employees and their families. Provides benefits to employees for more than 40 different accidental injuries requiring treatment, urgent care, or hospitalization, including common injuries such as burns and fractures, or services during treatment and recovery such as ambulance, physical therapy, and X-rays. Why Are Supplemental Health Benefits So Important? Payments are made to the employee, regardless of medical insurance, and can be used for any purpose. Policy limitations and exclusions apply. All Rights Reserved.

Guardian Anytime: Employee benefits through my employer or broker. Products are not available in all states. Offering employees supplemental health insurance as a voluntary benefit is a critical solution you can implement for your employees. Policy limitations and exclusions apply. With close to 3,000 financial representatives and 80 agencies nationwide, Guardian and its subsidiaries protect individuals, small business owners and their employees with life, disability, health, long-term care, and dental insurance.

Products are not available in all states.

Site Map, Enter your ZIP code below for free Everyone deserves a Guardian. Wiki Says Guardian has nearly three million customers who hold the company's individual life and disability income insurance and investments products (such as variable annuities, mutual funds, stocks and bonds).

With supplemental health plans, you can offer employees additional financial protection regardless of their medical insurance. Reviewed on August 23, 2009 / 3 reviews. Plans can be tailored for different sized groups and with varying coverage riders. Key features: Scheduled indemnity plan with three levels of coverage that determine the actual amount paid to insured employees, Multiple plan options can be offered to employees, Simple four-tier rate structure with 24-hour or off-the-job plan design options, Wellness riders supporting a comprehensive list of eligible screenings and preventive procedures including smoking cessation and weight-loss programs as well as annual physicals, Child Organized Sport Benefit pays an additional 20% of child benefits if a covered dependent child (aged 18 or younger) is injured while participating in an organized sport (child must be insured by the plan on the date the accident occurred), Chiropractic visits can be a covered benefit depending on the plan schedule selected. Payouts are based on covered treatments, regardless of whether a medical plan also covers treatment costs. Types of Supplemental Health Insurance Plans. Products are not available in all states. Protecting your life, health and wealth. Policy limitations and exclusions apply. About Guardian Founded in 1860, The Guardian Life Insurance Company of America headquartered in New York, is one of the largest mutual life insurance companies in the United States. Call 1-630-766-7710 or 888-647-2701 (from the U.S.). If you bought Guardian dental insurance from a healthcare exchange, visit Guardian Dental Exchange. online insurance quotes, Individual Assurance Company Health & Accident Insurance Company, Washington National Health Insurance Company, Philadelphia American Health Insurance Company, Physicians Mutual Health Insurance Company, Blue Cross Blue Shield Health Insurance Company, National Guardian Life Insurance Company Health Insurance. All rights reserved. If you have insurance outside Guardian that uses the DentalGuard Preferred Select network , search within that network. Copyright © 2020 Insure.com. Policy Form # GP-1-CI-14. The cash can be used any way employees see fit — to cover basic expenses like groceries, childcare, and housekeeping, or out-of-pocket medical costs not otherwise covered by their medical plan.

Accident Insurance 3.

Benefits are payable on all conditions. It does not provide basic medical or major medical insurance as defined by the New York State Department of Financial Services. Policy Form # GP-1-CAN-IC-12, et al. Links to external sites are provided for your convenience in locating related information and services. Optional riders and/or features may incur additional costs. Guardian Hospital Indemnity Insurance is underwritten by The Guardian Life Insurance Company of America, New York, NY and will not be effective until approved by a Guardian underwriter. Guardian Health Insurance Company. Looking out for those you look after. The company also offers 401(k), annuities and other financial products and services. Policy Form # GP-1-HI-15.

Confidentiality for domestic violence victims, Covers treatment of more than 40 accidental injuries, Provides payment for diagnosis, procedures, screenings & treatment, Compliments medical and disability insurance coverage, Covers hospital admission for covered sickness or injury. Softens the financial impact of higher medical plan deductibles and other out-of-pocket costs associated with hospital admissions. Contact Guardian at: The Guardian Life Insurance Company of America 7 Hanover Square New York, NY 10004 Telephone: (212) 598-8000 Sources: "Guardian Life Insurance Company of America,” Wikipedia, June 2009; “About Guardian,” Guardian Financial web site, 2009; "Guardian Products for Business," Guardian Financial web site, 2009; “Guardian Life Insurance Company of America,” A.M. Best web site, November 2008. Key features: Scheduled indemnity plan available in three coverage levels, Benefits for procedures and treatments, such as surgery, chemotherapy, and radiation, Cancer screening benefit available that includes procedures such as mammograms and colonoscopies, Attained-age, issue-age, or composite rates available, Conditional guaranteed issue with one health question, Special underwriting consideration on takeover opportunities. Plan documents are the final arbiter of coverage. Key features: Reduces the financial burden of high deductibles/co-pays, Pays indemnity benefits directly to the employee whether or not charges are covered by medical plan.

Supplemental insurance helps employees pay for unexpected costs not covered by medical insurance. As of December 31, 2007, Guardian and its subsidiaries had $41.3 billion in assets. Optional riders and/or features may incur additional costs. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Optional riders and/or features may incur additional costs. When employers want to attract and retain quality candidates for jobs, they look to a health insurance company like Guardian. About Guardian Founded in 1860, The Guardian Life Insurance Company of America headquartered in New York, is one of the largest mutual life insurance companies in the United States. Plan documents are the final arbiter of coverage. U.S. Voluntary/Worksite Sales Report, Eastbridge Consulting Group, 2016. Products are not available in all states. As of December 31, 2007, Guardian and its subsidiaries had $41.3 billion in assets. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.

Plans will increase benefits for covered children injured while participating in an organized sport. In particular, the burden of making health care decisions has shifted from employers to employees. Plan documents are the final arbiter of coverage. Guardian's Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. It also has another five million customers covered by its employee benefits, including life, health and dental insurance; pension plans; and 401(k) products. Provides a lump-sum payment for diagnosis, screenings, and treatment.

Plan documents are the final arbiter of coverage. Policy Form # GP-1-AC-BEN-12, et al. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. Optional riders and/or features may incur additional costs. Complements medical and disability insurance by providing a lump-sum benefit paid directly to a covered employee on the diagnosis of more than 30 different major, chronic, and debilitating illnesses such as stroke, heart attack, cancer, Alzheimer’s disease, and Parkinson’s disease. Guardian's Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.

Employees receive cash benefits directly, based on covered sicknesses, injuries, treatments and services. Guardian's Cancer Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. This policy provides limited benefits health insurance only. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. Three plan levels are available to meet the needs of employers and employees. It’ll help employees maintain financial stability, and will help you attract and retain a productive workforce. Supplemental health insurance — Accident, Cancer, Critical Illness1, and Hospital Indemnity Insurance — is one of the fastest-growing benefits.2, Types of Supplemental Health Insurance Plans. Compensation may impact where products appear on Insure.com (including the order in which they appear).QuinStreet does not include all insurance companies or all types of products available in the marketplace.

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